The 100Naira Health Coop Organisation operates a Thrift program that allows individuals to daily contribute the sum of 100 Naira for a period of 90days in exchange for a 12months access to healthcare in a pre-chosen hospital.
I have this vision to see every individual being able to walk into a hospital, any hospital of their choosing and be able to access healthcare without recourse to their pocket. – Dr Emenena Bright, Founder and Chairman.
It’s one purpose and business, is to see that the over 1million citizens of Delta state involved in private small businesses, and have very shallow or no pockets at all, have access to quality healthcare. That should they fall ill, their first consideration shall not be the size or the emptiness of their purse.
In a bid to make this possible, the founders considered an organisation that is not only able to daily collect the token but could also guarantee some microloan to members and be able to finance a healthcare financing plan in the form of health insurance.
With almost 700,000 people already registered, a bulk of which is the public/formal sector, the private or informal sector was left almost unattended.
The problems were first a lack of awareness and then of trust. Once those two were reasonably addressed, a third problem arose.
It was observed that despite celebrating the feat, the opportunity to access quality healthcare that the scheme offers, the everyday private individual, still find it very difficult to cough out the original N7000 (Seven Thousand Naira) cost.
Yet the need to get as many citizens into the pool was high and was burning in the heart of the founder. There was a need to further break down the premium into tokens collectable on a daily bases.
Something more than just the scheme needed to be done if the unbanked, unorganised private or informal sector must be well brought on board.
That need gave rise to the formation of the 100NAIRA COOP HEALTH ORGANISATION.
Our one GOAL is to have provided healthcare for a minimum of 100,000 persons by the end of 12months.